youtube video image

Financing Your New Home

How does a mortgage work? What are the steps in financing a new home? The answers start here.

    1. Start Financing Process

  • Apply for a loan online.


  • Enjoy a fast, simple and secure digital experience.


  • Review a break down of your loan estimate with your dedicated loan expert.

    2. Loan & Credit Decision

  • Provide additional information as needed.


  • Upon review you’ll be provided with a conditional credit decision.


  • Easily track your loan status online 24/7.

    3. Get Ready for Closing

  • PulteMortgage will work with your home builder daily.


  • You'll be guided through any final to-dos in preparation for closing.


  • Your closing agent will tell you what to expect and what to bring.

    4. Welcome to Your New Home

  • On closing day you will sign final documents.


  • After closing you’ll be handed the keys to your new home – Congratulations and welcome home!

Our partners at Pulte Mortgage can help you understand the financing process. Their team of experienced and dedicated loan specialists are dedicated to helping customers achieve their dreams of new homeownership.

Financing & Home Buying Tips

The mortgage process can be confusing, but it doesn't have to be. From helpful tools to answers to the most common mortgage questions, you'll find it all here. Click on one of the articles to gain a better understanding of the process. †
June 2016 Pulte Photo Shoot - Oak Manor, Charlotte, curbappeal_163_coupleporch_0051f.jpg

Financing 101

2016 Pulte Stock Image getty image

Interest Rates

SWFL_DWL_Prestige_Gather 5_web.jpg

Why New vs Existing

2016 Pulte Stock Image, Affordingyourhome_180_costoflivingcalc_tablet in use; Preparing house removal

Cost of Living

June 2016 Pulte Photo Shoot - Oak Manor, Charlotte, editorialfinancial_174_couplesales_0119f.jpg

Advantages of Buying a New Home

2016 Pulte Stock Image, Affordingyourhome_179_laptopinuse; Couple checking home finances virtual selling

Buying Power

New Logo Pulte Key Transfer.jpg

Financial Steps to a New Home

June 2016 Pulte Photo Shoot - Oak Manor, Charlotte, familynight_172_watchmovie_0059f.jpg

Homebuyer Tips

June 2016 Pulte Photo Shoot - Oak Manor, Charlotte, editorialfinancial_174_couplesales_0119f.jpg

Mortgage Calculator

Know what to expect when it comes to buying your home. Pulte Mortgage’s Mortgage Calculator includes property tax, insurance and more to help you gauge your buying power, evaluate your options and estimate your monthly payment.†
2016 Centex Stock Image, Homepage Hero Crop, Mycentexbenefits_702_couplesearchgforhomeonline_1920x800.jpg; Couple relaxing together on sofa with laptop computer

What is Earnest Money?

An earnest money deposit is not a down payment, but can become one. It’s a deposit paid with the offer submission, telling sellers you’re a serious buyer.